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Intel Echo — Intelligence Layer Intel Echo GTM — Messaging Loop
amoris.in
Voice AI Agent

Payment & Reminder Agent

A Payment & Reminder Agent makes pre-due, same-day, and early overdue calls to your customers at scale — in their language, at the right time, every time. Collections and renewal rates improve without adding collections staff.

Starting at
₹2L–3.5L setup + ₹30k/mo $4k–7k setup + $600/mo
Languages
Hindi · English · Tamil · Telugu · Kannada · Marathi
Built For
NBFCs & lendingEdTech & coachingSubscription businessesReal estate developersInsurance

How it works.

01

Agent reads your contact list

Customer name, due date, amount, phone number, language preference from CRM or Google Sheet.

02

Scheduled calls

Calls at your configured times — 3 days before, on the day, 1 day after. 200 calls in 2 hours.

03

Conversation

'Hi Ramesh ji, your EMI of ₹4,200 is due Thursday. Sending the payment link to WhatsApp now.'

04

Outcomes logged

Paid → logged. Promise to pay → flagged with date. Dispute → escalated to human.

ROI Math
Without

Manual collections team: 40 reminder calls/day, inconsistent language coverage, misses pre-due window.

→
With Amoris

Reminder Agent: 200+ calls/day, 6 languages, pre-due reminders hit every customer on time.

Timely pre-due reminders convert 40–60% before the payment lapses.
Integrations
Zoho CRMHubSpotGoogle SheetsWhatsApp Business APIRazorpay
Pricing
Setup
₹2L–3.5L
$4k–7k
+
Monthly retainer
₹30k/mo
$600/mo

Scoped quote on call. Starting prices shown above.

Book a call → WhatsApp
FAQ

Common questions about Payment & Reminder Agent.

Is this legal? Can an AI make collection calls in India?
Yes, within RBI guidelines for pre-due and early-stage reminders. The agent handles: pre-due reminders (3 days before), same-day payment nudges, and friendly overdue nudges (1–7 days). Anything past 7 days goes to your human collections team.
How does the agent know who to call and when?
It reads from your CRM or a Google Sheet with customer name, due date, amount, and contact number. You control the timing rules.
What if the customer says they already paid?
The agent asks them to confirm the UTR/reference number, logs it, and flags for reconciliation. It doesn't argue — it escalates ambiguous cases to your team.
Can it handle renewal calls too?
Yes. For subscription businesses, it calls customers 14 days before renewal, explains the terms, and sends a payment link via WhatsApp.
What languages does it call in?
Hindi, English, Tamil, Telugu, Kannada, Marathi. Language is set per customer in your contact list, or auto-detected from their first response.

Ready to deploy Payment & Reminder Agent?

Book a 30-minute discovery call. We'll scope your use case and give you a cost on the call.

Book a Call → WhatsApp us